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New rules effective March 15, 2004. Earn 1 point for every $1.00 in new net purchases of Spiegel Catalog or spiegel.com merchandise transactions charged to your Spiegel credit card account by you or your authorized user. Merchandise returns, refunds and other financial adjustments will be deducted from your total points balance. Net purchases also exclude promotional discounts and the use of any certificate; cash advances, finance charges, unauthorized or fraudulent transactions; and any Our Partners or other third party retailer purchase. Monthly Spiegel credit card statements will show point activity and balance.
Reward points awarded after March 15, 2004 have no cash value and all outstanding reward points awarded after March 15, 2004 will expire if the participant does not earn additional Spiegel Reward points for a period of 1 year. Points awarded prior to March 15, 2004 have no cash value and no expiration time. Spiegel may at any time convert outstanding reward points to Spiegel certificates at the rate of $.05 per outstanding point. Spiegel credit card account must be in good standing in order to continue earning points or to redeem Spiegel certificates. Points and certificates are subject to suspension or cancellation should the Spiegel credit card account exceed its credit limit or be closed. Customers are only eligible to receive points if they are paying current (no more than 60 days past due) and do not have any derogatory account status (fraud, major derogatory, etc.). Points for deferred billing and back-ordered purchases do not post to your points account until your Spiegel credit card account is billed.
A $25 Spiegel certificate will be mailed to members for every 500 points accumulated. Certificates must be redeemed within 3 months from the date of issue, and are to be redeemed only upon a Spiegel credit card purchase of Spiegel Catalog or spiegel.com merchandise that equals or exceeds the total certificate(s) amount being applied to such purchase. Certificates cannot be: applied as payment toward any credit card balance, on any prior or pending purchase, or for any Our Partners or other third party retailer purchase; used to purchase Spiegel Gift Certificates; or sold or auctioned. Certificates have no cash value, are not transferable and are issued for promotional purposes only without any money or other thing of value being given in exchange. Spiegel reserves the right to cancel an order or reverse a credit, or charge customers at any time for any unauthorized, altered or ineligible use of a certificate, and is not responsible for loss, theft or unauthorized use of a certificate nor for disputes involving authorized users of the Spiegel credit card relating to points or certificates issued. Order acceptance/confirmation by telephone or online does not confirm final acceptance of certificate.
Determination of any tax liability of a cardholder relating to certificates is solely the responsibility of the cardholder.
The Spiegel Rewards Program and certificates are administered by Spiegel Catalog Services, LLC. The Spiegel Rewards Program and all certificate terms may be modified or discontinued at any time without notice. All unused points not qualifying for a certificate expire upon termination of the program or Spiegel credit card account closing. This is a partial description of the Spiegel Rewards Program. Other additional restrictions and conditions may apply. Spiegel Group employees, family members and retirees and corporate accounts are not eligible for this program.
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